Costello's blog dedicated to sharing knowledge that supports the housing industry's vital mission.

Quiz | "Family" vs. "Household"

income calculations minimum set-aside Feb 25, 2026

In affordable housing compliance, the terms family and household are often used interchangeably in everyday conversation, and even in official law and regulatory wording. However, "Family" and "household" represent HUD compliance concepts and are not the same. This has become especially true since HOTMA. Knowing when each term matters can help prevent certification errors, occupancy violations, and even loss of credits.

In this quiz, decide whether each situation depends on the:

Family | Household

1. When determining income eligibility at move-in for an LIHTC unit, whose income is counted?

2. When determining whether a unit meets occupancy standards or bedroom size requirements, who is counted?

3. When determining whether the Available Unit Rule applies after income increases, whose income is evaluated?

4. When determining whether a live-in aide may reside in a unit based on occupancy requirements, who is counted?

5. When determining whether a unit counts toward meeting the minimum set-aside at an LIHTC property, who must qualify based on income?

Click the image below for answers

There is a very good chance that the topic of this post is covered in an online on-demand course at Costello University.

EXPLORE COSTELLO UNIVERSITY

Stay connected with news and updates!

Join our mailing list to receive the latest news and updates from our team.
Don't worry, your information will not be shared.

We hate SPAM. We will never sell your information, for any reason.