<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://www.costellocompliance.com/multi-guide</loc>
    <lastmod>2025-07-09T12:48:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/CPM-HOTMA</loc>
    <lastmod>2025-06-30T21:28:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/email-opt-in</loc>
    <lastmod>2025-03-20T00:10:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/compliance-summit-2026-sponsorship-opportunities</loc>
    <lastmod>2026-02-28T18:08:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/summit-2025-purchase-landing-page</loc>
    <lastmod>2025-03-21T21:47:19+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/IHCDA-LIHTC-HCCP-2026</loc>
    <lastmod>2026-01-13T18:24:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/ihcda-2025-home-fundamentals-course</loc>
    <lastmod>2025-04-03T02:04:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/HOTMA-hybrid-signup</loc>
    <lastmod>2025-02-15T20:43:56+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/achieve-hotma-video-excerpts</loc>
    <lastmod>2025-02-15T20:46:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/hotma-hud-tenant-selection-plans-webinar-replay</loc>
    <lastmod>2025-10-26T16:17:45+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/Site-Downloads</loc>
    <lastmod>2026-01-12T14:33:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/wait-list-lihtc-comp-hccp-prep</loc>
    <lastmod>2025-04-28T19:47:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/bma-privacy-notice</loc>
    <lastmod>2025-02-15T20:34:43+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/pilot-program-sign-up-thanks</loc>
    <lastmod>2025-02-15T20:37:19+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/bma-terms-of-use</loc>
    <lastmod>2025-02-15T20:34:16+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/wait-list-acq-rehab-resyndication</loc>
    <lastmod>2026-01-27T14:09:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/compliance-summit-2025</loc>
    <lastmod>2026-03-07T17:36:33+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/compliance-summit-2026</loc>
    <lastmod>2026-03-07T17:37:16+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/2025-Compliance-Summit-Venue</loc>
    <lastmod>2025-04-17T20:23:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/HOTMA-Hybrid-Waitlist</loc>
    <lastmod>2025-02-15T20:36:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/sampler-Fairfield</loc>
    <lastmod>2025-02-15T20:43:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/online-access-instructions</loc>
    <lastmod>2025-02-15T20:45:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/achieve-hotma-video-sessions</loc>
    <lastmod>2025-02-15T20:47:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/summit-survey</loc>
    <lastmod>2025-02-15T20:48:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/fair-housing-series</loc>
    <lastmod>2025-02-15T20:51:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/HOME-Jump-Start-Combo</loc>
    <lastmod>2025-02-15T20:52:24+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/hccp-post-purchase</loc>
    <lastmod>2025-02-15T20:55:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/qualifying-households-information-page</loc>
    <lastmod>2025-04-10T21:48:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/New-Manager-Jump-Start</loc>
    <lastmod>2025-02-15T23:32:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/eiv</loc>
    <lastmod>2026-03-22T22:21:25+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/compliance-summit-2025-sponsors</loc>
    <lastmod>2025-09-19T22:44:19+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/SDHDA-2025-Trainings</loc>
    <lastmod>2025-09-04T21:14:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/hotma-LIHTC-on-demand-training</loc>
    <lastmod>2025-12-18T19:00:32+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/HOTMA-Weekly-Training</loc>
    <lastmod>2025-09-10T14:17:49+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/webinar-2025-home-rule</loc>
    <lastmod>2025-10-24T02:57:30+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/summit-2026-purchase-landing-page</loc>
    <lastmod>2026-02-28T04:36:36+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/compliance-professionals-intensive-2026</loc>
    <lastmod>2026-03-25T20:01:49+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/Quiz-Answers</loc>
    <lastmod>2026-03-25T16:37:28+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/Wait-List-LIHTC-Comprehensive-HCCP-Prep</loc>
    <lastmod>2025-10-09T15:34:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/lihtc-comprehensive-hybrid-hccp-exam</loc>
    <lastmod>2026-04-02T17:44:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/</loc>
    <changefreq>daily</changefreq>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/compliance-stoplight-state-recertifications-missing</loc>
    <lastmod>2026-04-02T18:55:25+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/compliance-stoplight-UAs-15-months</loc>
    <lastmod>2026-03-25T15:53:29+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-over-income-families</loc>
    <lastmod>2026-03-24T21:09:07+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/changing-30-day-eviction-requirements</loc>
    <lastmod>2026-03-05T19:49:32+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-family-vs-household</loc>
    <lastmod>2026-03-25T16:36:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-when-section-8-student-assistance-rule-gone</loc>
    <lastmod>2026-02-05T05:34:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/Section-8-student-assistance-rule-removed</loc>
    <lastmod>2026-02-04T06:27:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-students-2026</loc>
    <lastmod>2026-02-25T14:30:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-change-student-rules-2026-HUD-appropriations</loc>
    <lastmod>2026-01-22T03:58:47+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HOTMA-crosswalk-2026-updates</loc>
    <lastmod>2026-01-12T14:36:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/home-self-cert-recerts-sixth-year</loc>
    <lastmod>2025-12-31T17:29:49+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-irs-announces-2026-mileage-rates</loc>
    <lastmod>2026-01-02T16:55:10+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-excluded-income-assets-2</loc>
    <lastmod>2026-01-01T18:56:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/hotma-deadline-home-cpd-programs-extended</loc>
    <lastmod>2026-01-06T18:07:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/payments-disabled-at-home-excluded</loc>
    <lastmod>2025-12-20T20:25:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/veteran-aid-and-attendance-excluded-for-survivors</loc>
    <lastmod>2025-12-20T20:23:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/hotma-hud-extended-to-2027</loc>
    <lastmod>2025-12-21T23:36:29+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-excluded-income-assets-1</loc>
    <lastmod>2026-01-01T18:57:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-pha-other-programs</loc>
    <lastmod>2025-11-04T16:24:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/2026-social-security-COLA</loc>
    <lastmod>2025-10-24T13:20:30+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/2026-social-security-cola-FAQs</loc>
    <lastmod>2025-11-21T20:31:31+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/PHA-LIHTC-HOME-rents-part-2</loc>
    <lastmod>2025-09-27T20:50:39+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/PHA-LIHTC-HOME-rents-part-1</loc>
    <lastmod>2025-10-18T15:22:53+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-home-2025-part-2</loc>
    <lastmod>2025-09-27T05:13:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/steps-hotma-5-asset-adjustments</loc>
    <lastmod>2025-09-01T22:36:45+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/steps-hotma-4-income-adjustments</loc>
    <lastmod>2025-09-01T22:32:04+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/steps-hotma-3-adjustment-factors</loc>
    <lastmod>2025-09-17T10:56:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/steps-hotma-2-verification</loc>
    <lastmod>2025-09-11T19:51:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/steps-hotma-1-agency-implementation</loc>
    <lastmod>2025-09-11T04:04:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/update-LIHTC-HOTMA-implementation-2025</loc>
    <lastmod>2025-12-18T20:07:56+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/disposed-assets-trust-account</loc>
    <lastmod>2025-09-04T13:14:25+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/cash-into-retirement-accounts-disposed-assets</loc>
    <lastmod>2025-09-01T22:08:13+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-HOME-2025-Part-1</loc>
    <lastmod>2025-09-26T23:44:24+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HOTMA-VASH-veteran-benefit-income-exclusion</loc>
    <lastmod>2025-08-18T18:55:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-hud-announces-2026-hotma-adjustment-factors</loc>
    <lastmod>2025-08-02T04:30:24+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/Quiz-disposed-assets</loc>
    <lastmod>2025-09-08T13:00:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/multi-program-chart</loc>
    <lastmod>2025-07-24T15:21:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HOTMA-state-tax-returns</loc>
    <lastmod>2025-06-21T23:28:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/RD-HOTMA-today</loc>
    <lastmod>2025-06-21T22:16:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/RD-proposes-changed-regulations-HOTMA</loc>
    <lastmod>2025-06-27T20:42:56+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-RD-changes-2025</loc>
    <lastmod>2025-06-21T19:55:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/2025-RD-income-limits-released</loc>
    <lastmod>2025-06-19T00:52:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quick-tips-ncsha-reference-guides</loc>
    <lastmod>2025-06-21T23:56:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/RD-issues-revised-handbook-chapter-6</loc>
    <lastmod>2025-06-19T00:37:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HOTMA-nonrecurring-sporadic-income-part-2</loc>
    <lastmod>2025-05-26T00:20:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HOTMA-nonrecurring-sporadic-income-part-1</loc>
    <lastmod>2025-05-26T00:18:24+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/2025-HOME-Income-Rents-Effective-June-1-2025</loc>
    <lastmod>2025-06-02T19:47:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HUD-extends-HOTMA-Compliance-Date</loc>
    <lastmod>2025-05-29T20:53:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/Quiz-HOME-2025</loc>
    <lastmod>2025-06-02T02:00:26+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/2025-HOME-and-NHTF-released</loc>
    <lastmod>2025-05-05T18:26:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-unique-program-provisions</loc>
    <lastmod>2025-04-30T15:19:10+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/new-home-2025-provisions-further-delayed</loc>
    <lastmod>2025-04-17T17:56:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-lump-sums-excluded-from-income-and-assets</loc>
    <lastmod>2025-05-05T18:42:25+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-AHCIA-reintroduced</loc>
    <lastmod>2025-04-10T00:35:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-where-can-i-find-lihtc-rural-limits-this-year</loc>
    <lastmod>2025-04-17T17:25:23+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/2025-income-limits-out-hud-lihtc</loc>
    <lastmod>2025-04-04T22:56:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-lihtc-terms</loc>
    <lastmod>2025-04-11T16:01:36+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/travel-with-tax-credits-applicable-credit-percentage</loc>
    <lastmod>2025-04-11T16:03:04+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/medicare-advantage-MA-supplemental-benefits-income</loc>
    <lastmod>2025-04-11T16:04:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-assets</loc>
    <lastmod>2025-04-11T16:04:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HOME-Funds-and-4-percent-credits</loc>
    <lastmod>2025-04-11T16:05:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/travel-with-tax-credits-qualified-basis</loc>
    <lastmod>2025-04-11T16:10:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/how-long-lihtc-lease-provisions-apply</loc>
    <lastmod>2025-04-11T16:12:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-home-2025-rule-on-temporary-hold</loc>
    <lastmod>2025-04-11T15:59:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-casualty-loss</loc>
    <lastmod>2025-01-30T18:36:35+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/acq-rehab-or-resyndication</loc>
    <lastmod>2025-04-24T16:43:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-hud-rental-assistance-programs-and-the-grant-freeze</loc>
    <lastmod>2025-04-11T16:13:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/LIHTC-full-month-occupancy-before-claiming-credits</loc>
    <lastmod>2025-04-11T16:14:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/travel-with-tax-credits-applicable-fraction</loc>
    <lastmod>2025-01-18T16:07:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/new-home-rule-60-days-eviction-notice</loc>
    <lastmod>2025-04-11T16:18:31+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/travel-with-tax-credits-eligible-basis</loc>
    <lastmod>2025-04-11T16:17:49+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/LIHTC-allocation-application-fees-eligible-basis</loc>
    <lastmod>2025-04-11T16:17:04+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/2025-home-final-rule-released</loc>
    <lastmod>2025-04-11T16:16:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/happy-300th-post</loc>
    <lastmod>2025-04-11T16:15:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/hud-notice-hotma-deadline-home-nhtf</loc>
    <lastmod>2024-12-30T17:05:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-hotma-deadlines-2025</loc>
    <lastmod>2025-01-18T04:53:39+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/nspire-affirmative-requirement-deadline-extended</loc>
    <lastmod>2024-12-26T21:58:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/update-lihtc-hotma-implementation</loc>
    <lastmod>2025-09-11T03:37:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/LIHTC-police-substations</loc>
    <lastmod>2024-12-19T09:19:53+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/hud-final-rule-evictions-from-hud-pbra-properties</loc>
    <lastmod>2024-12-13T21:32:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/LIHTC-employee-security-units</loc>
    <lastmod>2024-12-09T00:51:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-rd-posts-hotma-notice</loc>
    <lastmod>2024-12-13T22:33:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/hud-new-hotma-faq</loc>
    <lastmod>2024-12-06T15:55:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-program-regulations</loc>
    <lastmod>2025-01-30T18:43:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/COVID-placed-in-service-relief-expiring</loc>
    <lastmod>2024-11-15T21:52:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-fair-housing-2024-2</loc>
    <lastmod>2025-01-16T21:28:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/the-2025-lihtc-ceiling-and-bond-caps-announced</loc>
    <lastmod>2024-10-28T03:32:47+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/new-hud-hotma-forms-for-review</loc>
    <lastmod>2024-10-25T04:51:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/2024-compliance-summit-successful</loc>
    <lastmod>2024-10-17T13:25:45+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-2025-social-security-cola-announced</loc>
    <lastmod>2024-10-10T17:31:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HUD-IRS-Adapt-Income-Rules-VASH-Vouchers</loc>
    <lastmod>2024-10-05T23:42:42+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-rd-announces-delay-in-hotma-implementation</loc>
    <lastmod>2024-10-04T00:23:25+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-Fair-Housing-2024-1</loc>
    <lastmod>2025-01-16T21:30:24+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-hotma-implementation-deadline-hud-multifamily-programs</loc>
    <lastmod>2024-09-20T21:13:39+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-hud-pih-delays-hotma-implementation</loc>
    <lastmod>2024-09-20T12:33:03+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-ncsha-releases-new-hotma-best-practice-forms</loc>
    <lastmod>2024-08-28T19:15:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-rural-development-and-hotma-aug-2024-update</loc>
    <lastmod>2025-04-28T23:29:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/video-refining-hotma-hud-tsp-annual-adjustment-factors-resource</loc>
    <lastmod>2024-07-19T02:05:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-rural-development-issues-more-hotma-guidance</loc>
    <lastmod>2024-09-03T16:54:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/video-refining-your-hotma-hud-tsp-asset-limits-exception-examples</loc>
    <lastmod>2024-07-19T02:05:32+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/video-refining-hotma-hud-tsp-asset-limits-overview</loc>
    <lastmod>2024-07-19T02:05:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HOTMA-Hardship-Exemptions-Required</loc>
    <lastmod>2024-09-06T23:27:30+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-hud-announces-2025-hotma-adjustment-factors</loc>
    <lastmod>2025-08-02T04:31:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-hotma-hud-tsp-options-part-2</loc>
    <lastmod>2024-08-09T04:21:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/video-refining-HOTMA-HUD-TSP-asset-limit-implications</loc>
    <lastmod>2024-07-19T02:06:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HUD-announces-fair-housing-animal-charges</loc>
    <lastmod>2024-07-20T22:36:33+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/2024-rural-development-income-limits-released</loc>
    <lastmod>2024-07-22T15:48:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/video-refining-hotma-hud-tsp-phase-in-portable</loc>
    <lastmod>2024-07-13T17:18:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/video-refining-hotma-hud-tsp-ssn-verification</loc>
    <lastmod>2024-07-19T02:04:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/video-hotma-get-past-fear</loc>
    <lastmod>2024-07-19T02:03:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/reminder-a-new-form-of-HEA-student-assistance</loc>
    <lastmod>2024-08-08T16:29:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/proposed-HOME-Regulation-Changes-other-issues</loc>
    <lastmod>2024-06-24T01:34:19+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-hotma-hud-TSP-provisions-part-1</loc>
    <lastmod>2024-08-09T03:52:54+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/hud-continues-vawa-monitoring-and-penalties</loc>
    <lastmod>2024-07-19T02:36:33+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/proposed-HOME-Regulation-Changes-tenant-protections</loc>
    <lastmod>2024-06-18T14:09:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-home-fund-provisions</loc>
    <lastmod>2024-06-05T05:24:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/proposed-HOME-Regulation-Changes-rents-and-income-determinations</loc>
    <lastmod>2024-06-18T14:07:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-hotma-hud-tsps-the-phase-in-and-transfers</loc>
    <lastmod>2024-05-15T17:58:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-rd-institutes-30-day-eviction-notice-policy</loc>
    <lastmod>2024-05-14T15:47:28+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HUD-Artificial-Intelligence-Guidance</loc>
    <lastmod>2024-05-06T15:13:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-hud-cpd-income-calculator-has-been-updated</loc>
    <lastmod>2024-05-02T13:45:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-go-fund-me-accounts-income-or-asset</loc>
    <lastmod>2024-05-01T02:45:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/2024-HOME-NHTF-income-limits</loc>
    <lastmod>2024-04-29T22:26:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-HOTMA-veteran-benefits-excluded-for-a-spouse</loc>
    <lastmod>2024-04-28T19:53:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-items-that-are-excluded-by-hotma-from-income-and-assets</loc>
    <lastmod>2024-04-29T02:10:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-fosters-and-hotma</loc>
    <lastmod>2024-08-09T01:49:09+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-fair-housing-how-many-people-per-bedroom</loc>
    <lastmod>2024-04-28T19:30:04+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/2024-HUD-LIHTC-income-limits-released</loc>
    <lastmod>2025-02-14T14:28:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-HOTMA-tax-return-questions</loc>
    <lastmod>2024-04-16T15:38:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-income-limits-2024</loc>
    <lastmod>2024-08-09T01:49:56+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-tools-prevent-HUD-evictions</loc>
    <lastmod>2024-04-04T19:27:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/Q-A-asset-limitations-excluded</loc>
    <lastmod>2024-03-15T19:23:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/hotma-crosswalk</loc>
    <lastmod>2024-04-04T19:27:47+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-hotma-for-rural-development</loc>
    <lastmod>2024-04-04T19:28:09+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-hotma-asset-self-certification-form-revised</loc>
    <lastmod>2024-04-04T19:28:29+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-how-to-implement-hotma-early</loc>
    <lastmod>2024-03-14T22:57:49+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-rural-development-and-hotma</loc>
    <lastmod>2024-03-11T01:04:49+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-five-reasons-we-love-hotma</loc>
    <lastmod>2024-04-04T19:29:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-hud-extends-hotma-TSP-EIV-deadline</loc>
    <lastmod>2024-02-28T15:47:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-review-of-updated-hotma-implementation-guidance</loc>
    <lastmod>2024-04-04T19:29:35+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-whats-the-deal-with-the-new-8823-guide</loc>
    <lastmod>2024-04-04T19:30:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quick-tips-irs-lihtc-technical-guides-8823-guide-and-sect-42-atg</loc>
    <lastmod>2024-02-08T21:56:10+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-hotma-form-suggestion</loc>
    <lastmod>2024-04-04T19:31:03+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-a-new-revision-of-the-8823-guide-has-been-released</loc>
    <lastmod>2024-02-07T23:15:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HOTMA-asset-limitation-guidance</loc>
    <lastmod>2024-04-04T19:30:26+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-hud-issues-revised-hotma-guidance</loc>
    <lastmod>2024-02-07T13:53:28+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-what-does-the-new-hud-guidance-on-income-exclusions-say</loc>
    <lastmod>2024-04-04T19:49:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-hud-releases-a-new-list-of-exclusions</loc>
    <lastmod>2024-02-01T22:05:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz</loc>
    <lastmod>2024-01-29T23:49:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/hotma-bytes-verification-hierarchy</loc>
    <lastmod>2024-01-24T16:20:26+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-does-hotma-make-the-5000-obsolete</loc>
    <lastmod>2024-01-19T18:47:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HOTMA-50000-imputed-asset-income</loc>
    <lastmod>2024-01-09T06:44:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-military-hotma</loc>
    <lastmod>2024-08-09T01:51:16+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HOTMA-50000-non-necessary-personal-property</loc>
    <lastmod>2023-12-20T19:41:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-HUD-CPD-hotma-implemention</loc>
    <lastmod>2023-12-08T19:33:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/we-have-always-done-it</loc>
    <lastmod>2024-04-04T19:50:10+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-rd-announces-the-2024-passbook-savings-rate-of-4</loc>
    <lastmod>2023-12-01T23:42:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/8</loc>
    <lastmod>2023-11-29T18:06:13+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-hotma-asset-limitation</loc>
    <lastmod>2023-11-30T15:31:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/hotma-50000-asset-self-certification-rules</loc>
    <lastmod>2023-12-17T20:27:24+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/applicant-resident-interviews-thing-of-past</loc>
    <lastmod>2023-11-17T19:42:35+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quick-tips-lihtc-property-facts-from-hud</loc>
    <lastmod>2023-11-14T21:05:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-the-unexpected-human-impact-of-using-the-average-income-test</loc>
    <lastmod>2024-04-04T20:01:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quick-tips-nspire-physical-inspection-information-replacing-upcs</loc>
    <lastmod>2023-11-02T20:42:36+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-utility-allowances-part-2</loc>
    <lastmod>2023-10-10T05:35:54+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/hotma-annual-adjustment-factors</loc>
    <lastmod>2024-04-04T19:57:16+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/hud-announces-first-vawa-conciliation-agreements</loc>
    <lastmod>2024-04-04T19:51:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/hotma-two-paystubs-verify-employment-income</loc>
    <lastmod>2024-04-04T19:58:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/hotma-imputed-asset-income</loc>
    <lastmod>2024-04-04T19:54:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/hotma-student-financial-income-non-section-8-programs</loc>
    <lastmod>2024-04-04T19:53:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/hotma-student-financial-income-section-8-programs</loc>
    <lastmod>2024-04-04T19:53:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/hotma-highlight-passbook-savings-rate</loc>
    <lastmod>2024-04-04T20:01:09+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-the-2024-social-security-cola-has-been-announced</loc>
    <lastmod>2023-10-12T17:18:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/hotma-child-support-alimony-court-ordered-amount-not-crucial</loc>
    <lastmod>2024-04-04T19:58:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/hotma-highlights-personal-property</loc>
    <lastmod>2024-04-04T19:56:43+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/hotma-highlights-the-work-number-verification-preferred</loc>
    <lastmod>2024-04-04T19:59:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/hotma-highlights-checking-current-balance</loc>
    <lastmod>2024-04-04T20:00:31+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/our-200th-blog-post-and-compliance-summit-update</loc>
    <lastmod>2023-10-08T19:15:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HOTMA-implementation-notice</loc>
    <lastmod>2023-09-29T16:26:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-hud-delays-nspire-implementation-for-voucher-programs</loc>
    <lastmod>2023-09-27T17:48:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-utility-allowances-part-1</loc>
    <lastmod>2023-10-10T05:37:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quick-tips-AMI%20limits</loc>
    <lastmod>2023-09-23T06:02:53+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-HUD-Delays-nspire-implementation-HOME-NHTF</loc>
    <lastmod>2023-09-27T17:49:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-home-nhtf-lihtc-hotma-related-policy-decisions-agencies-need-to-make</loc>
    <lastmod>2024-04-04T20:02:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HOTMA-income-inclusions</loc>
    <lastmod>2023-05-22T14:02:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-real-estate-part-3-specific-scenarios</loc>
    <lastmod>2024-04-04T20:02:53+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HOTMA-nonrecurring-Income</loc>
    <lastmod>2023-05-22T14:02:16+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/video-compliance-summit-news-in-person-seats-available</loc>
    <lastmod>2023-09-06T16:43:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-VAWA</loc>
    <lastmod>2023-09-04T13:49:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HOTMA-rental-assistance-income</loc>
    <lastmod>2023-05-21T05:53:09+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/Fair-Housing-Rules-Familial%20Status</loc>
    <lastmod>2023-08-17T23:59:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HOTMA-retirement-accounts</loc>
    <lastmod>2023-05-21T05:52:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quick-tips-time-related-calculations</loc>
    <lastmod>2023-01-18T19:28:29+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HOTMA-hud-only-provisions</loc>
    <lastmod>2023-05-21T05:54:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-pha-verifications-for-lihtc-purposes-post-HOTMA</loc>
    <lastmod>2023-08-10T23:26:09+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HOTMA-additional-exclusions</loc>
    <lastmod>2023-05-21T05:56:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-real-estate-part-2-verifications</loc>
    <lastmod>2024-04-04T20:03:24+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-has-hotma-been-delayed</loc>
    <lastmod>2023-08-02T21:28:39+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HOTMA-last-12-months-income-annual-recerts-LIHTC</loc>
    <lastmod>2023-05-21T05:55:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/rural-development-2023-limits-released</loc>
    <lastmod>2023-07-27T16:09:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-assets-and-HOTMA</loc>
    <lastmod>2024-03-17T17:42:53+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HOTMA-LIHTC-TIC</loc>
    <lastmod>2023-05-21T05:55:54+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quick-tips-home-income-rent-limits</loc>
    <lastmod>2023-09-23T06:00:09+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/video-hotma-bytes-foster-household-members</loc>
    <lastmod>2023-05-21T04:58:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-military-benefits-paid-to-former-spouse</loc>
    <lastmod>2023-07-11T15:42:29+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/video-hotma-earned-income-disregard-EID</loc>
    <lastmod>2023-05-21T05:50:33+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-fair-housing-penalties-increase-for-2023</loc>
    <lastmod>2023-07-11T15:29:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-real-estate-part-1-overview-value-and-income</loc>
    <lastmod>2023-07-22T19:00:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-NSPIRE-implementation-notice</loc>
    <lastmod>2023-07-04T04:27:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/hotma-lihtc-income-determinations-for-hud-rents</loc>
    <lastmod>2023-05-21T05:49:36+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-new-nspire-standards</loc>
    <lastmod>2023-06-27T14:32:09+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/LIHTC-45-day-deadline-2023</loc>
    <lastmod>2023-06-28T15:47:07+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HOTMA-HOME-NHTF-income-determinations-by-subsidy</loc>
    <lastmod>2023-05-21T05:58:36+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quick-tips-hotma-income-threshold-for-hud-interim-certifications</loc>
    <lastmod>2023-09-23T05:59:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/NCSHA-HCC-travelogue-day-5-summary</loc>
    <lastmod>2023-06-21T19:11:56+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-the-final-nspire-notice-is-out</loc>
    <lastmod>2023-07-18T15:07:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/hotma-changed-definitions-fosters-real-estate</loc>
    <lastmod>2023-05-21T05:46:03+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/NCSHA-HCC-travelogue-day-4-UA-8823-guide-NSPIRE-VAWA</loc>
    <lastmod>2023-06-16T06:05:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/NCSHA-HCC-travelogue-day-3-HOTMA-AIT</loc>
    <lastmod>2023-06-16T01:14:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/NCSHA-HCC-travelogue-day-2-extra-topics</loc>
    <lastmod>2023-06-15T20:19:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/reminder-home-nhtf-and-other-hud-cpd-income-limits-effective-tomorrow</loc>
    <lastmod>2023-06-12T16:11:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/NCSHA-HCC-travelogue-day-1-extra</loc>
    <lastmod>2023-06-15T20:16:35+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-which-programs-are-covered-by-hud-cpd-income-and-rent-limits</loc>
    <lastmod>2023-06-13T14:20:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/NCSHA-HCC-travelogue-day-1</loc>
    <lastmod>2023-06-13T17:49:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/hotma-student-financial-income</loc>
    <lastmod>2023-05-21T05:44:29+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quick-tips-retirement-rmd-payment-calculations</loc>
    <lastmod>2023-07-22T19:04:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/hotma-imputing-asset-income</loc>
    <lastmod>2023-05-21T05:43:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/LIHTC-Lease-Up-Deadline-Looms</loc>
    <lastmod>2023-06-07T17:40:47+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-hotma-II</loc>
    <lastmod>2023-05-28T04:48:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HOTMA-IRS-Guidance</loc>
    <lastmod>2023-05-30T23:47:19+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-why-certify-a-new-person-s-income-when-added-them-to-a-unit-at-a-100-lihtc-project</loc>
    <lastmod>2023-06-05T17:16:43+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/hotma-brief-history</loc>
    <lastmod>2023-05-22T13:59:10+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-2023-home-NHTF-income-limits-released</loc>
    <lastmod>2023-05-20T02:19:30+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quick-tips-mtsp-income-limits</loc>
    <lastmod>2023-01-18T19:29:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-2023-hud-tax-credit-income-limits-are-out</loc>
    <lastmod>2023-05-15T20:43:49+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-hud-releases-the-final-nspire-rule</loc>
    <lastmod>2023-05-11T22:51:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HOTMA-Income-Defined</loc>
    <lastmod>2023-05-10T06:08:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/NSPIRE-scoring</loc>
    <lastmod>2023-07-05T00:44:47+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/2023-NHTF-Allocations</loc>
    <lastmod>2023-05-03T21:56:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-hotma</loc>
    <lastmod>2023-05-28T04:50:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/NSPIRE-scoring-calculator</loc>
    <lastmod>2023-05-03T18:37:33+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quick-tips-fair-housing</loc>
    <lastmod>2023-01-16T01:45:33+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HOTMA-Assets-Defined</loc>
    <lastmod>2023-07-22T19:03:25+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-an-nspired-change-part-3</loc>
    <lastmod>2023-05-03T18:44:09+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/Quiz-verifications-part-2</loc>
    <lastmod>2023-03-29T22:32:09+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-hud-has-published-nspire-scoring-standards</loc>
    <lastmod>2023-04-03T19:11:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-RD-wait-list</loc>
    <lastmod>2023-03-24T18:12:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quick-tips-home-htf-income-calculations</loc>
    <lastmod>2023-03-13T18:00:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/Rural-Development-Leases</loc>
    <lastmod>2023-07-05T15:44:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HOTMA-Asset-Restrictions</loc>
    <lastmod>2023-07-22T19:03:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-will-the-new-nspire-replace-upcs-for-lihtc-properties</loc>
    <lastmod>2023-05-03T18:43:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/Quiz-verifications-part-1</loc>
    <lastmod>2024-03-17T16:23:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quick-tips-savings-bonds</loc>
    <lastmod>2023-07-22T19:05:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HOTMA-Introduction</loc>
    <lastmod>2023-03-01T22:42:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-new-vawa-information-from-hud</loc>
    <lastmod>2023-04-03T19:44:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-an-nspired-change-part-1</loc>
    <lastmod>2023-05-03T18:43:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HOTMA-Final-Rule-Out</loc>
    <lastmod>2023-03-07T17:54:47+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-leases</loc>
    <lastmod>2023-01-25T17:21:56+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/Georgia-LIHTC-HOME-Manual</loc>
    <lastmod>2023-01-24T17:53:47+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-compliance-powertools-minimum-wage</loc>
    <lastmod>2023-01-17T19:22:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-is-the-compliance-period-for-a-buildings-or-a-project</loc>
    <lastmod>2023-01-11T22:15:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/NCSHA-Jan-2023</loc>
    <lastmod>2023-01-11T14:50:16+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-irs-releases-the-2023-standard-mileage-rate-why-do</loc>
    <lastmod>2023-01-04T02:56:30+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-assistance-animal-information</loc>
    <lastmod>2023-01-04T03:26:45+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-zero-income</loc>
    <lastmod>2022-07-08T05:39:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/reminder-carbon-monoxide-rules-now-in-effect-for-many-affordable-housing-properties</loc>
    <lastmod>2023-01-31T03:39:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HUD-Income-UpdatesRule-Up</loc>
    <lastmod>2023-03-14T01:26:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/hud-announces-estimated-release-date-for-2023-income-limits</loc>
    <lastmod>2022-12-18T20:26:04+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/year-end-2022</loc>
    <lastmod>2022-12-16T23:09:03+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/update-policies</loc>
    <lastmod>2023-07-05T15:46:32+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-comments-due-on-the-ait-tempor</loc>
    <lastmod>2022-12-13T02:15:26+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-resyndication-available-vacant-unit-rules</loc>
    <lastmod>2022-07-07T04:07:43+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-RD-Verification-Lifespan</loc>
    <lastmod>2023-03-21T02:15:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-HUD-Adjusted-Income-Deductions-2</loc>
    <lastmod>2023-01-23T05:19:32+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/state-AIT-FAQs</loc>
    <lastmod>2022-11-23T06:28:07+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-rd-adjusts-recertification-threshold</loc>
    <lastmod>2022-11-23T06:29:56+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-RD-recerts-2023-COLA</loc>
    <lastmod>2022-11-19T21:34:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-resyndication-students</loc>
    <lastmod>2022-11-01T20:05:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-HUD-Adjusted-Income-Deductions-1</loc>
    <lastmod>2022-11-23T06:34:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-cash-back-app-income</loc>
    <lastmod>2024-08-13T20:03:35+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/2023-COLA-Announced</loc>
    <lastmod>2022-10-13T12:39:45+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-the-irs-further-extends-covid-relief</loc>
    <lastmod>2022-10-09T22:59:07+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-will-the-ait-live-happily-ever-after</loc>
    <lastmod>2022-11-19T04:06:28+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/final-AIT-reg-out</loc>
    <lastmod>2022-11-19T04:06:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-resyndication-income-rent-limits</loc>
    <lastmod>2022-10-06T03:31:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-dependent-incom</loc>
    <lastmod>2022-10-01T23:30:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/new-criminal-standards-HUD-rehab</loc>
    <lastmod>2022-09-22T00:10:49+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/basics-minimum-set-aside</loc>
    <lastmod>2022-11-19T04:07:26+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-resyndication-qualifying-households</loc>
    <lastmod>2022-07-07T03:46:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-RD-zero-income-households</loc>
    <lastmod>2022-08-31T12:06:36+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-HUD-Students</loc>
    <lastmod>2022-08-24T03:46:36+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-2022-compliance-summit-update</loc>
    <lastmod>2022-08-24T03:53:03+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-evict-for-HUD-LIHTC-conflicts</loc>
    <lastmod>2022-07-05T23:51:39+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/video-income-minimum-vs-TIC</loc>
    <lastmod>2023-01-31T03:59:35+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-LIHTC-resyndication-introduction</loc>
    <lastmod>2022-08-03T12:44:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-fair-housing-disability-religion</loc>
    <lastmod>2024-03-17T17:36:04+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/Q-A-EIV-for-LIHTC-properties</loc>
    <lastmod>2022-07-03T05:21:24+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/UA-annual-updates</loc>
    <lastmod>2023-02-12T05:32:31+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-basics-acquisition-rehab</loc>
    <lastmod>2022-06-17T21:18:56+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/reminder-2022-mileage-rates-effective-today</loc>
    <lastmod>2022-11-23T06:33:30+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-VAWA-2022-FAQ-2</loc>
    <lastmod>2023-04-03T19:45:25+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-income-limits-AMI-v-MTSP</loc>
    <lastmod>2022-06-20T21:20:29+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/LIHTC-Acquisition-Rehab-Part-4</loc>
    <lastmod>2022-05-28T18:33:28+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/home-national-htf-2022-limits-now-effective</loc>
    <lastmod>2022-07-01T18:38:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/irs-increases-the-2022-mileage-rate</loc>
    <lastmod>2022-06-15T21:41:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-HTF-ELI-limits</loc>
    <lastmod>2023-07-25T00:46:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/News-2022-RD-Limits-Released</loc>
    <lastmod>2022-06-08T16:00:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-basics-8-household-transfers</loc>
    <lastmod>2022-06-01T16:53:39+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-project-vs-building-rules</loc>
    <lastmod>2022-05-24T14:48:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-2022-home-national-htf-income-limits-are-out</loc>
    <lastmod>2022-05-25T15:00:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-ABLE-Accounts</loc>
    <lastmod>2022-04-20T14:12:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/LIHTC-Acquisition-Rehab-Part-3</loc>
    <lastmod>2022-05-12T18:08:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-basics-verifications</loc>
    <lastmod>2022-06-01T16:50:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-home-htf-2</loc>
    <lastmod>2022-04-27T16:25:23+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-LHTC-rural-Income-limits</loc>
    <lastmod>2022-04-20T14:39:19+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-2022-hud-tax-credit-income-limits</loc>
    <lastmod>2022-04-19T17:00:47+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/LIHTC-Acquisition-Rehab-Part-2</loc>
    <lastmod>2022-04-11T10:38:09+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-basics-compliance-monitoring</loc>
    <lastmod>2022-06-01T16:49:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-HOME-HTF-1</loc>
    <lastmod>2022-03-20T22:07:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-VAWA-2022-FAQ-1</loc>
    <lastmod>2023-04-03T19:46:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-VAWA-expiration</loc>
    <lastmod>2023-04-03T19:46:49+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/News-VAWA-2022-Fair-Housing</loc>
    <lastmod>2024-04-03T05:09:04+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/LIHTC-Acquisition-Rehab-Part-1</loc>
    <lastmod>2022-03-28T21:35:56+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-basics-3</loc>
    <lastmod>2022-06-01T16:47:56+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-minimum-set-aside-applicable-fraction</loc>
    <lastmod>2022-02-23T14:33:35+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-late-LIHTC-utility%20allowances</loc>
    <lastmod>2022-02-17T18:50:53+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HUD-Notice-CO-Detectors</loc>
    <lastmod>2022-02-10T03:10:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-basics-student-status</loc>
    <lastmod>2022-06-01T16:46:25+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-zero-income-households</loc>
    <lastmod>2022-06-01T17:45:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-utility-allowances-different-utilities</loc>
    <lastmod>2022-01-20T02:36:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/Costello-Wins-Workplace-Excellence-Award</loc>
    <lastmod>2022-01-15T00:29:43+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-irs-extends-covid-relief</loc>
    <lastmod>2023-02-07T06:28:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-basics-income-rules</loc>
    <lastmod>2022-06-01T16:45:43+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/video-military-pay</loc>
    <lastmod>2021-12-29T18:21:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-LIHTC-Minimum-Set-Aside</loc>
    <lastmod>2021-12-22T02:18:07+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/2022-standard-mileage-rate</loc>
    <lastmod>2021-12-21T00:32:25+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-Rural-Development-Income-Limits</loc>
    <lastmod>2021-12-29T19:37:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-LIHTC-students-fosters-from-another-country</loc>
    <lastmod>2021-12-29T19:47:26+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-internet-bought-animal-verification-fraud-part-two-hud-action</loc>
    <lastmod>2022-01-24T16:12:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-income-limits</loc>
    <lastmod>2021-11-16T23:28:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/tax-credits-and-Section-8-subsidy</loc>
    <lastmod>2021-12-29T19:54:31+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/video-lihtc-utility-allowances</loc>
    <lastmod>2022-04-08T22:57:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-internet-bought-animal-verification-fraud-part-one</loc>
    <lastmod>2022-01-24T16:09:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-title-4</loc>
    <lastmod>2023-07-22T19:09:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/emancipated%20minors%20income</loc>
    <lastmod>2021-12-29T19:53:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/2022%20Social%20Security%20COLA%20Announced</loc>
    <lastmod>2022-02-05T04:58:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-hud-s-new-30-day-eviction-rules</loc>
    <lastmod>2021-10-13T02:58:43+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/10</loc>
    <lastmod>2022-01-24T16:21:33+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-help-for-accommodation-requests</loc>
    <lastmod>2021-12-29T19:51:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/military-household-members</loc>
    <lastmod>2021-09-22T21:27:07+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/minimum-wage-by-state</loc>
    <lastmod>2022-01-11T02:30:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/Compliance-Summit-2021</loc>
    <lastmod>2022-01-24T16:27:54+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/article-lead-paint-faq-1-is-epa-disclosure-required-for-buildings-certified-to-be-lead-free</loc>
    <lastmod>2022-01-24T16:20:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/Supreme-Court-Ends-Eviction-Moratorium</loc>
    <lastmod>2021-09-22T19:32:54+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/Fair-Housing-Disability-Quiz</loc>
    <lastmod>2021-08-20T05:36:07+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/building-compliance-library-other-programs</loc>
    <lastmod>2021-12-29T21:37:10+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/Build-an-LIHTC-reference-library</loc>
    <lastmod>2021-12-29T21:43:49+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/news-the-cdc-issues-new-eviction-moratorium</loc>
    <lastmod>2021-09-22T19:35:03+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/casualty-loss-assisting-survivors</loc>
    <lastmod>2024-11-26T03:27:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/HUD%20COVID%20Guidance</loc>
    <lastmod>2021-10-01T00:58:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-program-monitors</loc>
    <lastmod>2021-09-22T19:36:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-title-2</loc>
    <lastmod>2021-12-29T19:50:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/htf-evictions</loc>
    <lastmod>2021-12-29T19:45:13+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/casualty-loss-non-declared-losses</loc>
    <lastmod>2024-11-26T03:25:36+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/2021-Fair%20Housing-Penaltes-Increase</loc>
    <lastmod>2021-12-29T19:52:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/CDC-eviction-moratorium-extended-July</loc>
    <lastmod>2022-01-24T16:49:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-Foster-Household-Members</loc>
    <lastmod>2021-06-23T17:45:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/Q-A-2021-RD-limits</loc>
    <lastmod>2022-06-08T16:07:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-title</loc>
    <lastmod>2021-12-29T19:55:56+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-title-5</loc>
    <lastmod>2021-12-29T19:40:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/casualty-loss-declared-disasters</loc>
    <lastmod>2024-11-26T03:24:45+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/5</loc>
    <lastmod>2021-06-23T16:26:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/q-a-updated-household-income-list</loc>
    <lastmod>2021-12-29T19:39:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/casualty-loss-introduction-IRS-guidance</loc>
    <lastmod>2024-11-26T03:22:42+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/7</loc>
    <lastmod>2021-06-17T18:01:26+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/quiz-home-htf-evictions</loc>
    <lastmod>2021-06-23T16:26:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog/2021-hud-tax-credit-income-limits-are-out-also-a-bonus-tax-credit-tool</loc>
    <lastmod>2021-06-17T17:57:35+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=compliance+monitoring</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=compliance+stoplight</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=lihtc</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=quiz</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=rent</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=utility+allowances</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=home</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=hud</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=nhtf</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=rd</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=rural+development</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=rent+calculation</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=income+calculations</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=minimum+set-aside</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=q+%26+a</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=students</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=news</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=adjusted+income+calculations</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=assets</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=hotma</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=verifications</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=pbra</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=public+housing</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=social+security</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=housing+choice+vouchers</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=combined+programs</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=income+limits</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=quick+tips</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=tax-exempt+bonds</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=ait</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=average+income+test</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=video</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=article</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=casualty+loss</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=acquisition-rehab</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=nspire</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=covid-19</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=leasing</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=fair+housing</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=vawa</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=household+members</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=application+process</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=real+estate</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=travelogue</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=htf</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=productivity</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=back+to+basics</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/blog?tag=lead+paint</loc>
    <lastmod>2022-04-12T12:05:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/site/about</loc>
    <lastmod>2021-02-24T18:26:03+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/site/consulting-info</loc>
    <lastmod>2021-03-27T22:53:07+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/site/contact</loc>
    <lastmod>2021-02-24T18:26:03+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/site/file-review-info</loc>
    <lastmod>2021-03-27T22:43:07+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/site/live-course-catalog</loc>
    <lastmod>2021-04-03T06:08:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/site/service-bureau-info</loc>
    <lastmod>2021-03-27T23:01:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/site/succeed-at-qualifying-household-series</loc>
    <lastmod>2021-06-08T12:50:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/site/training-info</loc>
    <lastmod>2021-03-27T23:04:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/site/utility-allowance-calculation-info</loc>
    <lastmod>2021-03-28T03:46:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.costellocompliance.com/store</loc>
    <changefreq>daily</changefreq>
  </url>
</urlset>
