Video Blog 4/01/2020 - The CARES Act Eviction and Late Fee Moratorium

Welcome to our Video Blog, Housing Matters! Today's topics: The CARES act moratorium on evictions for nonpayment and late fees. Also, are debit card accounts counted as assets? (from the forthcoming course Qualifying Households for Affordable Housing).

Relevant Excerpt of the CARES Act.


(a) DEFINITIONS.—In this section:

(1) COVERED DWELLING.—The term ‘‘covered dwelling’’ means a dwelling that—

(A) is occupied by a tenant—

(i) pursuant to a residential lease; or

(ii) without a lease or with a lease terminable under State law; and

(B) is on or in a covered property.

(2) COVERED PROPERTY.—The term ‘‘covered property’’ means any property that—

(A) participates in—

(i) a covered housing program (as defined in section 41411(a) of the Violence Against Women Act of 1994 (34 U.S.C. 12491(a))); or

(ii) the rural housing voucher program under section 542 of the Housing Act of 1949 (42 U.S.C. 1490r);


(B) has a—

(i) Federally backed mortgage loan; or

(ii) Federally backed multifamily mortgage loan.

(3) DWELLING.—The term ‘‘dwelling’’—

(A) has the meaning given the term in section 802 of the Fair Housing Act (42 U.S.C. 3602); and

(B) includes houses and dwellings described in section 803(b) of such Act (42 U.S.C. 3603(b)).

(b) MORATORIUM.—During the 120-day period beginning on the date of enactment of this Act, the lessor of a covered dwelling

may not—

(1) make, or cause to be made, any filing with the court of jurisdiction to initiate a legal action to recover possession of the covered dwelling from the tenant for nonpayment of rent or other fees or charges; or

(2) charge fees, penalties, or other charges to the tenant related to such nonpayment of rent.

(c) NOTICE.—The lessor of a covered dwelling unit—

(1) may not require the tenant to vacate the covered dwelling unit before the date that is 30 days after the date on which the lessor provides the tenant with a notice to vacate;


(2) may not issue a notice to vacate under paragraph (1) until after the expiration of the period described in subsection (b).

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